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Fidelity Bank offers a wide variety of loan choices as well as the experience you seek. Our lending department provides quick, hassle free processing on your mortgage. From application to closing, no other home lender gives you a faster turnaround.
We have highly competitive rates and closing costs at Fidelity Bank. You can save money and eliminate guesswork with our prequalifying service.
And right now, you can take advantage of a true buyer's market.
What We Offer:
- Fast turn around from application to closing
- Highly experienced loan professionals
- The most lending choices
- Competitive rates and closing costs
- Guidance through the home financing process
- Local ownership
- Plus, save money and eliminate guesswork with our pre-qualifying service
Mortgage Loan Check List
- Last two years W2’s/Tax Returns
- Paystubs for 30 days
- Social Security Card(s) and Drivers License(s)
- Last three (3) months bank statements on all investment accounts
- Open loan, credit cards, mortgage loans, account numbers, balance and monthly payments
- If self employed or more than 25% of income is from bonuses or commissions, last two years tax returns with all schedules and a year to date P&L statement
- If divorced, a copy of the divorce decree including the property settlement section
- If bankruptcy has been filed in the last seven (7) years, a copy of all bankruptcy court documents
- Check to prepay the Appraisal and Credit Report
- Purchase contract sighed by all parties
Our Lending Area
- Fidelity Bank's mortgage products are available in Kansas, Oklahoma and Missouri.
Introducing the New FHA 203KS Loan
You have the opportunity to finance up to $35,000 for home repairs on top of your loan amount. Contractors must do the work and supply bids for each item. Once the loan has closed, you have six months to complete the repairs. It's easy as that.
FHA now allows you to finance each of the following with no minimum cost for repairs:
- Carpeting/Floor Finish
- New Roofs
- Painting
- Kitchen and Bathroom Updates/Remodel
- Siding
- Windows
- Basement Finishing
- New Appliances
- A New Deck
Available on Purchase and Refinance Transactions.
Please contact one of our highly qualified Loan Officers today!
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