Opt Checking**
- $0.05 cash back for every signature based check card transaction
- Low opening deposit of $25
- No monthly fee, no minimum balance to maintain
- Unlimited check writing
- Instant Issue VISA™ Check Card† with no annual fee
- Free Bank Online
- Free SmartVoice telephone banking
Customer can choose two from the following list for free (any additional will be a $2.00 monthly charge each):
- Free online bill pay
- Free standard checks
- One OD/NSF fee refund per year
- $25 annual bonus on your account anniversary
- An additional $0.05 cash back on every signature based check card transaction
- Earn a competitive rate of interest
- No foreign ATM fees from Oklahoma Fidelity
E-CHECKING
- Interest paid monthly on your daily collected balance
- Low opening deposit of $100
- $15 monthly fee if minimum balance falls below $1,000
- First 50 standard checks free
- Unlimited check writing
- Instant Issue VISA™ Check Card† with no annual fee
- Free Bank Online
- Free Bill Pay with monthly usage
- E-Statements
- Free SmartVoice telephone banking
- 5 free paper checks per month, $.50 a check thereafter
RELATIONSHIP CHECKING
- Low opening deposit of $100
- $10.00 monthly fee if minimum combined relationship balance* falls below $2,500
- Free standard checks
- Unlimited check writing
- Instant Issue VISA™ Check Card† with no annual fee
- Free Bank Online
- Free Bill Pay with monthly usage
- Free SmartVoice telephone banking
- 0.25% APY increase on regular term CDs
- Free single-signature travelers’ checks/bank checks/money orders
†Pending application approval.
* Account balances include checking, savings, money market, time deposits, IRAs and personal loans. Balances in commercial deposits and commercial loans do not apply. Mortgage Loans do not qualify.
LEGACY CHECKING (50+)
- Interest paid monthly on your daily collected balance
- Low opening deposit of $100
- No monthly fee, no minimum balance to maintain
- Free standard checks
- Unlimited check writing
- Instant Issue VISA™ Check Card† with no annual fee
- Free Bank Online
- Free SmartVoice telephone banking
- Free single-signature traveler’s checks/bank checks/money orders
†Pending application approval.
Deposits are federally insured by the FDIC per insured institution. Oklahoma Fidelity Bank is a division of Fidelity Bank, a federal savings association headquartered in Wichita, Kansas. Oklahoma Fidelity Bank is not a separate insured financial institution. Therefore, any applicable Oklahoma Fidelity Bank and Fidelity Bank accounts will be combined when calculating the amount of FDIC insurance coverage.
** OPT Checking base account includes: low opening deposit of $25, $.05 cash back for all signature check card purchases, no monthly fee, no minimum balance
to maintain, unlimited check writing, Instant Issue Check Card with no annual fee, and free online banking. OPT Checking options include: free online bill pay,
free standard checks, one overdraft fee refund per year, $25 annual bonus on your account anniversary, an additional $.05 cash back for every signature check
card transaction, no charge from us for use of other institution's ATM, interest paid monthly on daily collected balance. Customer gets two options for free;
additional options can be selected for $2.00 each a month. If the option to earn interest is selected, annual percentage yield is 0.05%. Rate is current through
and subject to change. Fees could reduce earnings.
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