Recognition of Our Customer's Privacy Expectations
At Oklahoma Fidelity Bank, we recognize your right to privacy and believe the protection of customer information is one of our fundamental responsibilities. We consider our customer's trust to be one of our most important assets, therefore we place a high priority on the safekeeping of customer information.

Collection and Use of Personal Information
Oklahoma Fidelity Bank limits the collection and use of customer information to what we believe is necessary to conduct our business and provide you with the products and services you want and need. Stringent security measures are employed in the collection of your personal information. Online account applications are submitted to a secure administration site through an encrypted direct line to Oklahoma Fidelity Bank. Once received, only approved personnel may open and process an application.

Maintenance of Accurate Information
It is in the best interest of both you, the customer and Oklahoma Fidelity Bank that accurate records are maintained concerning your personal information. Therefore, Oklahoma Fidelity Bank has established procedures to maintain the accuracy of customer information and keep such information current and complete. These procedures include responding to requests to correct inaccurate information in a timely manner.

Limiting Employee Access to Information
At Oklahoma Fidelity Bank, employee access to personal information is limited to those with a business reason to know such information. Employees are educated about the importance of customer privacy and are held responsible for maintaining the confidentiality of customer information.

Protection of Information through Security Procedures
Oklahoma Fidelity Bank recognizes that fundamental to maintaining effective customer privacy is to provide reasonable protection against unauthorized access to customer information. Therefore, we have established appropriate security standards and procedures to guard access to customer information.

Restrictions on the Disclosure of Customer Information
Oklahoma Fidelity Bank places strict limits on unaffiliated third parties that receive specific personal customer information. We may share information with such companies if they provide a product or service that may benefit our customers. Whenever we do this, we carefully review the company and the product or service to make sure that it provides value to our customers. We share the minimum amount of information necessary for the company to offer its product or service.

We may also share information with unaffiliated companies that assist us in providing our products and services to our customers in the normal course of our business (i.e. consumer reporting agencies and government agencies); when legally required or permitted in connection with fraud investigations and litigation; in connection with acquisitions and sales; and at the request or with the permission of a customer.

Maintaining Customer Privacy with Third Party Business Relationships
If we provide personal information to a third party with which we have a business relationship, we will insist that the third party keep such information confidential, consistent with the conduct of our business relationship.

Disclosure of Privacy Principles
Oklahoma Fidelity Bank is committed to ensuring the privacy of our customers' personal information. As a result of our commitment, we have developed these privacy principles which are made readily available to our customers. If you have a question regarding the privacy of your personal information contact us at privacy@fidelitybank.com.

These privacy principles apply to individuals and we reserve the right to change these privacy principles at any time without prior notice.