Oklahoma Fidelity Bank Rates
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CHECKING | SAVINGS | MONEY MARKET | CDs | SPECIAL CDs | IRA | FHA

Interest rates and APY's are current as of Friday, March 12, 2010 and are subject to change without notice. The rate may hange after the account is opened on all checking, savings, and money market accounts. Fees could reduce earnings. A penalty may be imposed for early withdrawal on certificates of deposit.


Checking Rates

Account Type Minimum to Open Tiered Balance Rate APY
Checking $100 N/A 0.15% 0.15%
E-Checking $100 N/A 0.99% 1.00%
         
Health Savings Account $25 $0 - $499 0.25% 0.25%
$500 - $2,499 1.24% 1.25%
  $2,500 - $4,999 1.24% 1.25%
    $5,000 - $14,999 1.24% 1.25%
    $15,000+ 1.24% 1.25%
  Compounded monthly on collected balance.
     
Right Now $100 N/A 0.15% 0.15%

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Money Market Rates

Account Type Minimum to Open Tiered Balance Rate APY
Money Market Banner $2,500 N/A 1.24% 1.25%
         
Superior MMA -
Available for Personal or Business*		 $5,000 $0 - $4,999 0.50% 0.50%
*Balance limits may apply on Business Sup. Accts only. $5,000 - $49,999 0.75% 0.75%
$50,000+ 0.75% 0.75%
    Compounds monthly on collected balance.
         
Corporate MMA $5,000 $0 - $9,999 0.75% 0.75%
    $10,000+ 0.99% 1.00%
   
Compounds monthly on collected balance.

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Savings Rates
Account Type Minimum to Open Tiered Balance Rate APY
Statement $100 N/A 0.15% 0.15%
Looney Toons $25 N/A 0.15% 0.15%
      Compounded monthly
         
High Interest Statement $2,500 $0 - $9,999 0.75% 0.75%
    $10,000+ 0.99% 1.00%
         
Premier Statement Savings $10,000 $0 - $9,999 0.25% 0.25%
    $10,000+ 0.50% 0.50%

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Certificates of Deposit and IRAs*

Term Minimum to Open Rate APY Type
91 Day $2,500 0.30% 0.30% CD Only
182 Day $2,500 0.50% 0.50% CD Only
    Compounded at maturity
         
1 Year $1,000 1.00% 1.00% CD/IRA
18 Month $1,000 1.34% 1.35% CD/IRA
2 Year $1,000 1.29% 1.30% CD/IRA
3 Year $1,000 1.99% 2.00% CD/IRA
5 Year $1,000 2.48% 2.50% CD/IRA
    Compounded quarterly    

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Special CDs**
Term Minimum to Open Rate APY Type
7 Month CD $500 1.50% 1.51% CD/IRA
    Compounded at maturity
         
11 Month CD $500 1.75% 1.76% CD/IRA
21 Month CD $500 1.99% 2.01% CD/IRA
37 Month CD $500 2.24% 2.26% CD/IRA
58 Month CD $500 2.98% 3.01% CD Only
    Compounded quarterly

*An early withdrawal penalty may be imposed on Certificates of Deposit.
**Personal accounts only.

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IRA Rates
Term Minimum to Open Rate APY Type
7 Month $500 see CD rates % see CD rates % IRA
11 Month $500 see CD rates % see CD rates % IRA
1,2,3,5 Year Fixed $1000 see CD rates % see CD rates % IRA
21 Month CD $500 see CD rates % see CD rates % IRA

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Government Loans

Mortgage loan rates as of 03/12/2010
RATES AND FEES ARE SUBJECT TO CHANGE WITHOUT NOTICE

Loan Type Loan Amount Rate Origination Fee APR*
30 Year Fixed (FHA) $100,001 - $271,050 4.750% 0.000% 5.3240%
 
15 Year Fixed (FHA) $100,001 - $271,050 4.250% 0.000% 4.7890%

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Conventional Loans

Conventional Fixed
Loan Type Loan Amount Rate Origination Fee APR*
30 Year Fixed $100,001 - $417,000 5.000% 0.000% 5.6800%
 
15 Year Fixed $100,001 - $417,000 4.250% 0.000% 4.9260%

*APR = Annual Percentage Rate

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General Information

For quick loan approval, ask one of our Loan Officers about the OKLAHOMA FIDELITY HOME SWEET LOAN EXPRESS

LOAN MAXIMUMS:
FHA Loans (Oklahoma County)...$160,176.00
VA Loans...........................$160,176.00 MORTGAGE RATE HOTLINE (316)268-7458
Rates, origination fees, discount points, and other information subject to change without notice.

OKLAHOMA FIDELITYBANK CONVENTIONAL LOAN LOCK-IN PRICING

1. Fixed Rate Lock-in Policy on Loans 7.5% or above
Call for fixed rate extended locks. These fees are additional fees to any other charges.
2. Float: Rate and Points open to changes as set by Oklahoma Fidelity Bank and/or any investors until borrower decides to lock in current terms.

Oklahoma Fidelity Bank's primary geographic mortgage lending area consists of: Oklahoma County.

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