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Fidelity Bank Rates
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CHECKING | SAVINGS | MONEY MARKET | CDs & IRAs | SPECIAL CDs | IRA | FHA

Interest rates and APY's are current as of Friday, February 3, 2012 and are subject to change without notice. The rate may change after the account is opened on all checking, savings, and money market accounts. Fees could reduce earnings. A penalty may be imposed for early withdrawal on certificates of deposit.

Checking Accounts
Account Type Minimum to Open Tiered Balance Rate APY
Checking $100 N/A 0.05% 0.05%
E-Checking $100 N/A 0.50% 0.50%
         
Health Savings Account $25 $0 - $499 0.25% 0.25%
$500 - $2,499 1.24% 1.25%
$2,500 - $4,999 1.24% 1.25%
$5,000 - $14,999 1.24% 1.25%
$15,000+ 1.24% 1.25%
Compounded monthly on collected balance.
         
Right Now $100 N/A 0.05% 0.05%

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Money Market Accounts
Account Type Minimum to Open Tiered Balance Rate APY
Money Market Banner - Available for Personal Accounts Only $2,500 N/A 0.50% 0.50%
         
Superior Money Market - Available for Personal Accounts Only

$5,000 $0 - $4,999 0.25% 0.25%
$5,000 - $49,999 0.40% 0.40%
$50,000+ 0.50% 0.50%
Compounded monthly on current balance.
         
Corporate Money Market $5,000 $0 - $9,999 0.34% 0.35%
$10,000+ 0.50% 0.50%
Compounded monthly on current balance.

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Savings Accounts
Account Type Minimum to Open Tiered Balance Rate APY
Statement $100 N/A 0.15% 0.15%
Compounded monthly
         
Looney Toons $25 N/A 0.15% 0.15%
Compounded monthly
         
High Interest Statement -
Available for Personal and Business Accounts
$2,500 $0 - $9,999 0.25% 0.25%
$10,000+ 0.50% 0.50%
         
Premier $10,000 $0 - $9,999 0.25% 0.25%
$10,000+ 0.50% 0.50%

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Certificates of Deposit and IRAs*
Account Type Minimum to Open Rate APY Type
91 Day $2,500 0.15% 0.15% CD Only
182 Day $2,500 0.30% 0.30% CD Only
    Compounded at maturity
         
1 Year $1,000 0.39% 0.40% CD/IRA
18 Month $1,000 0.50% 0.50% CD/IRA
2 Year $1,000 0.79% 0.80% CD/IRA
3 Year $1,000 0.99% 1.00% CD/IRA
5 Year $1,000 1.59% 1.60% CD/IRA
    Compounded quarterly
         
Special Rate**
Account Type Minimum to Open Rate APY Type
7 Month $500 0.56% 0.56% CD/IRA
    Compounded at maturity
         
11 Month $500 0.75% 0.76% CD/IRA
21 Month $500 1.09% 1.10% CD/IRA
37 Month $500 1.50% 1.51% CD/IRA
58 Month $500 1.99% 2.01% CD Only
         
IRAs
Account Type Minimum to Open Rate APY Type
7 Month $500 see CD rates % see CD rates % IRA
11 Month $500 see CD rates % see CD rates % IRA
1,2,3,5 Year Fixed $1000 see CD rates % see CD rates % IRA
21 Month CD $500 see CD rates % see CD rates % IRA
         
*An early withdrawal penalty may be imposed on Certificates of Deposit.
**Personal accounts only.

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Mortgage loan rates as of 02/03/2012

Government Loans

RATES AND FEES ARE SUBJECT TO CHANGE WITHOUT NOTICE

Loan Type Loan Amount Rate Origination Fee APR*
30 Year Fixed (FHA) $100,001 - $271,050 3.750% 0.000% 4.7150%
         
15 Year Fixed (FHA) $100,001 - $271,050 2.875% 0.000% 3.5460%
         
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Conventional Loans

RATES AND FEES ARE SUBJECT TO CHANGE WITHOUT NOTICE

Loan Type Loan Amount Rate Origination Fee APR*
30 Year Fixed $100,001 - $417,000 3.875% 0.000% 3.9350%
         
15 Year Fixed $100,001 - $417,000 3.000% 0.000% 3.1040%
         
*APR = Annual Percentage Rate
 
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General Information

For quick loan approval, contact one of our experienced Loan Officers.

LOAN MAXIMUMS:
Conventional Loans.......$417,000.00
FHA Loans........................$271,050.00
VA Loans...........................$417,000.00 MORTGAGE RATE HOTLINE (316)268-7458
Rates, origination fees, discount points, and other information subject to change without notice.


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