COMMERCIAL LENDING SERVICES
We offer a broad and comprehensive range of credit options to help with the capital needs of businesses and organizations like yours. From equipment financing to working capital, we can customize financing solutions that are designed to pave the way for growth, efficiency and cash flow management.
Revolving Lines of Credit
Working capital is crucial to your business's success. Fidelity Bank revolving lines of credit are the primary lending tool to give your business access to funds for operating expenses, to purchase inventory, and to support accounts receivable. For ease and convenience, your business's line of credit can be tied to our loan sweep product to supplement daily cash flow needs.
Term loans are often fixed rate financing structured with a monthly principal and interest schedule. At Fidelity Bank, term loans are customized to meet the capital expenditure needs of our customers, whether used for financing machinery, equipment, vehicles or other assets vital to continued operations and growth plans.
Small Business Administration (SBA) Loans
The SBA assists business owners by requiring lower down payments,which ultimately conserves capital. Fidelity Bank offers a complete array of SBA lending products, including the 7(a) and 504 programs.
Commercial Real Estate Loans
Fidelity has a deep, storied heritage in financing a widely diversified portfolio of income-producing properties such as apartments, offices, warehouses and other commercial real estate. In addition, Fidelity finances owner occupied properties for business owners looking to refinance existing properties or to move locations.
Whether for new residential or commercial construction, renovation, or additions to existing properties, we offer commercial construction financing using flexible terms and competitive rates.
A Fidelity Bank operating or capital lease allows you to finance the assets your company needs and avoid a large, initial investment. Benefit from lower, fixed monthly payments and the flexibility and convenience of Fidelity Bank's comprehensive lease program.