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Home Equity Line of Credit
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Home Equity Line of Credit

While life is full of unexpected expenses, you can still be prepared.

The Fidelity Bank Home Equity Line of Credit may be the most flexible, convenient way to borrow money for any purpose...home improvements and remodeling, debt consolidation, vacations, education, weddings or special events...whenever you need it.

Here's how it works: A revolving credit line is established based on the equity in your home and your ability to repay. You can then access your money whenever you need it by writing a check. As you repay the outstanding principal balance, that amount is available to use again without reapplying for a loan. You can pay more than the minimum monthly payments to reduce your principal. The line matures in 10 years.

With the Fidelity Bank Home Equity Line of Credit you can:

  • Access funds quickly when ever you need them.
  • Access funds to pay expenses over time.
  • Receive a line of credit for up to 95% of your home's value.
  • Benefit from interest that may be tax deductible. (Consult your tax advisor).

Compare Home Equity Options

Apply Online or Call 1-800-658-1637 ext. 7771




Additional Information

Making Payments

  • With an interest-only plan, your principal balance is reduced only when you make voluntary principal payments to pay down your line of credit balance at any time without penalty.

Access to Funds

  • Access available funds from your line of credit for 10 years.

Fees and Costs

  • No origination fees to open your account for owner occupied primary residences.*

*Applies to owner-occupied primary residence only. $5,000 minimum line amount required. Annual percentage rate is based on Wall Street Journal Prime Rate plus a margin. APRs are 4.75%-6.50% and current through 6/21/2017. Maximum APR is 18%. Rates are based on a loan to value of 80% or less and subject to change. Offer is subject to credit approval. Property insurance required. Possible fees: $100 non-usage fee if balance is $0 for 12 consecutive months. $30 if payment is returned for non-sufficient funds. $25 if Credit Line balance exceeds credit limit.





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