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Financing the purchase and construction of residential real estate is an Oklahoma Fidelity Bank specialty. We can help guide you through the loan process to ensure that your project moves smoothly from groundbreaking to housewarming. Our goal is excellent service personalized to meet your needs.

Construction Loans to Individuals

Oklahoma Fidelity Bank provides several financing options that address the unique needs of residential construction. Whether for new construction, renovation, or additions to existing properties, we offer residential construction financing using flexible, interest-only terms and competitive rates.

Lot Loans

Oklahoma Fidelity Bank offers lot loans for purchasing or refinancing residential lots. Incentives are available for residential builders and individuals acquiring lots for future building purposes.

Construction Loans to Builders and Developers

We offer a complete line of residential construction lending products for builders and developers. Our products for homebuilders include secured revolving lines of credit and project financing for acquisition, development and construction.

Low Interest-Only Payments

Interest-only payments require the borrower to pay only the interest on a loan during the construction period. Once the construction is completed, the loan is typically converted to a traditional mortgage.


Oklahoma Fidelity Bank is proactive in conducting semi-monthly inspections and making funds available based on the percentage of work completed. Advance requests are processed quickly and efficiently, with funds being made available the same day as the request. Advances can be made as often as necessary.


As a local lender, we are able to provide friendly and flexible construction loan financing, making residential real estate an Oklahoma Fidelity Bank specialty. Oklahoma Fidelity Bank offers a full-time, residential construction lending department with a dedicated and experienced team of experts available to lead you through the financing process.

Take-Out Arrangements

After construction is complete, we are available to serve as a mediator between our residential mortgage department and you or your buyer to secure permanent financing. By securing financing, you or your buyer will be provided with pre-qualification terms.



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