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Overdraft Privilege Limit

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** Your Available balance may include your discretionary Overdraft Privilege limit. If an overdraft occurs, our normal insufficient funds or overdraft charge of $36.00 will apply to each item that would create an overdraft on your account. Should your account become overdrawn and continue with a negative balance for seven consecutive calendar days, a Continuous Overdraft Fee of $36.00 will be charged. Thereafter, if your account continues to maintain a negative balance, a Recurring Overdraft Fee of $15.00 will be assessed every seventh consecutive calendar day. Items that create an overdraft on your account include; checks, in-person withdrawals, ATM withdrawals, or by other electronic means, as applicable. The overdraft limit may not be available for all transactions. Whether your overdraft will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits. We reserve the right to require you to repay your overdrafts immediately or on demand.



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