Community Reinvestment
Whether we are helping meet the financial needs of our customers or providing vital support to organizations in the communities we serve, we are committed to acting in a fair and equitable manner that helps build a better future. This includes abiding by the Community Reinvestment Act, which encourages financial institutions to help meet the credit needs of the entire community in which they operate.
We stand ready to serve with transparency and integrity.
Community Reinvestment Act Public Notice
Under the Federal Community Reinvestment Act (CRA), the Office of the Comptroller of the Currency (OCC) evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations. The OCC also takes this record into account when deciding on certain applications submitted by us.
Your involvement is encouraged.
You are entitled to certain information about our operations and our performance under the CRA, including, for example, information about our branches, such as their location and services provided at them; the public section of our most recent CRA Performance Evaluation, prepared by the OCC; and comments received from the public relating to our performance in helping to meet community credit needs, as well as our responses to those comments. You may review this information electronically today by selecting the link to the public file below.
At least 30 days before the beginning of each quarter, the OCC publishes a nationwide list of banks and savings associations that are scheduled for CRA examination in that quarter. This list is available from OCC Deputy Comptroller, Western District, Office of the Comptroller of the Currency, 1050 17th Street, Suite 1500, Denver, Colorado 80265. You may send written comments about our performance in helping to meet community credit needs to CRA Officer, Fidelity Bank, 100 E. English Street, Wichita, Kansas 67202 and OCC Deputy Comptroller, Western District, Office of the Comptroller of the Currency, 1050 17th Street, Suite 1500, Denver, Colorado 80265. Your comments, together with any response by us, will be considered by the OCC in evaluating our CRA performance and may be made public.
You may ask to look at any comments received by the OCC. You may also request from the OCC an announcement of our applications covered by the CRA filed with the OCC. We are an affiliate of Fidelity Financial Corporation, a bank holding company. You may request from the Supervision and Regulation Division, Federal Reserve Bank of Kansas, 1 Memorial Dr., Kansas City, Missouri, 64198, an announcement of applications covered by the CRA filed by bank holding companies.