FDIC Insurance for large deposits


Access millions in FDIC insurance.

Enjoy peace of mind, flexibility and returns when you access CDARS® and ICS®, the IntraFi Cash ServiceSM, through Fidelity Bank. We stand ready to help you access multi-million-dollar FDIC insurance at IntraFi network banks while working directly with just us. That saves you the hassle of managing multiple bank relationships while still enjoying the protection of having your large deposit eligible for FDIC insurance.

Let us show you how you can:

  • Make even large deposits placed at IntraFi network banks eligible for protection backed by the full faith and credit of the federal government.
  • Put excess cash balances to work by placing funds into certificates of deposit, money market deposit accounts, or both.
  • Work directly with just our bank and forego opening accounts under different insurable capacities or managing multiple bank relationships. Receive just one monthly statement from us summarizing your account activity and balances.
  • Make unlimited withdrawals of funds placed into money market deposit accounts.

Bank Safe, Bank Smart.®

Start earning a return on ICS deposits through Fidelity Bank.

Call 1.800.658.1637 or click the “Let’s talk!” button now.

Deposit placement through CDARS or ICS is subject to the terms, conditions, and disclosures in applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through CDARS or ICS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. IntraFi, ICS, CDARS and Bank Safe, Bank Smart are registered service marks, and IntraFi Cash Services is a service mark of IntraFi Network LLC.