Community Reinvestment

 

Whether we are helping meet the financial needs of our customers or providing vital support to organizations in the communities we serve, we are committed to acting in a fair and equitable manner that helps build a better future. This includes abiding by the Community Reinvestment Act, which encourages financial institutions to help meet the credit needs of the entire community in which they operate.

We stand ready to serve with transparency and integrity.

 

Community Reinvestment Act Public Notice

Under the Federal Community Reinvestment Act (CRA), the Office of the Comptroller of the Currency (OCC) evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations. The OCC also takes this record into account when deciding on certain applications submitted by us.

Your involvement is encouraged.

You are entitled to certain information about our operations and our performance under the CRA, including, for example, information about our branches, such as their location and services provided at them; the public section of our most recent CRA Performance Evaluation, prepared by the Office of the Comptroller of the Currency; and comments received from the public relating to assessment area needs and opportunities, as well as our responses to those comments. You may review this information today electronically by selecting the link to the public file below.

You may also have access to the following additional information, which we will make available to you after you make a request to us: (1) A map showing the assessment area containing a select branch, which is the area in which the OCC evaluates our CRA performance for that particular community; (2) branch addresses and associated branch facilities and hours in any assessment area; (3) a list of services we provide at those locations; (4) our most recent rating in the assessment area; and (5) copies of all written comment received by us that specifically relate to the needs and opportunities of a given assessment area, and any responses we have made to those comments. If we are operating under an approved strategic plan, you may also have access to a copy of the plan.

At least 30 days before the beginning of each quarter, the OCC publishes a nationwide list of banks that are scheduled for CRA examination in that quarter. This list is available from the Deputy Comptroller, Western District, Office of the Comptroller of the Currency, 1225 17th Street, Suite 300, Denver, Colorado 80202. You may send written comments regarding the needs and opportunities of any of the bank’s assessment areas to CRA Officer, Fidelity Bank, 100 E. English Street, Wichita, Kansas 67202 and OCC Deputy Comptroller, Western District, Office of the Comptroller of the Currency, 1225 17th Street, Suite 300, Denver, Colorado 80202. Your comments, together with any response by us, will be considered by the Comptroller in evaluating our CRA performance and may be made public.

You may ask to look at any comments received by the Deputy Comptroller. You may also request from the Deputy Comptroller an announcement of our applications covered by the CRA filed with the Comptroller. We are an affiliate of Fidelity Financial Corporation, a bank holding company. You may request from the Supervision and Regulation Division, Federal Reserve Bank of Kansas, 1 Memorial Dr., Kansas City, MO, 64198, an announcement of applications covered by the CRA filed by bank holding companies.

View our CRA public file