Credit Cards

 

 

The purchasing power you deserve.

Choose the credit card that fits you best.

The right credit card can make all the difference. Enjoy unsurpassed worldwide acceptance at millions of locations with a Fidelity Bank Mastercard®. Whether you need more purchasing power, are looking to consolidate other credit card balances into one simple payment at a competitive rate or want to earn cash back with every purchase, we have the right card for you.

All of our cards offer the convenience of secure contactless payments through Apple Pay®, Samsung Pay® and Google Pay® supported devices.

 

 

 

GO PLATINUM

Platinum

Get a competitive annual percentage rate and Mastercard benefits like ID theft resolution services. This card offers a special introductory rate on purchases and balance transfers for the first six months.

Terms and Conditions

Apply Now

Low Rate Platinum

Our lowest annual percentage rate card allows you to carry a balance each month and enjoy a low monthly payment. This is the perfect card to help you simplify your finances by consolidating balances. Apply now and you'll enjoy no balance transfer fee for six months. After that, a balance transfer fee of 1% or $10, whichever is greater, will be assessed for each balance transfer.

Terms and Conditions

Apply Now

Platinum Rewards

Get rewarded for every dollar you spend by earning 1% cash back on everyday spending.*** You’ll enjoy all the benefits of our other Platinum cards and there is no limit to your cash back earnings. Apply now and you can earn $50 additional cash back when you spend $1,000 in the first three months.*

Terms and Conditions
Rewards Terms and Conditions

Apply Now

 

Experience all the world has to offer.

 

Mastercard World

Open the door to the exciting world of fine dining, luxurious spas, high-end shopping experiences, live performing arts events, and more with the Mastercard World card. In addition to Mastercard® Concierge Services, you will earn 1% cash back on all purchases, 2% for gasoline purchases and 3% for dining and travel purchases like airfare, hotel and car rental.**

Apply now and earn an additional $500 cash back when you spend $5,000 within the first three months after account opening.*

Terms and Conditions

Apply Now

 

Compare Cards

 
Platinum
Low Rate Platinum 
Platinum Rewards 
Mastercard World 
Annual fee
None $99 None after first year, $95
Intro offer

0% Intro APR on purchases and balance transfer for 6 months. After that the APR is Prime + 5.74% to Prime + 13.74%, based on credit score.

Terms and Conditions

No balance transfer fee for six months. After that, a balance transfer fee of 1% or $10, whichever is greater, will be assessed for each balance transfer. 

Terms and Conditions

 $50 statement credit upon $1000 spent in first 3 months*

Terms and Conditions

$500 statement credit upon $5000 spent in the first 3 months*

Terms and Conditions

Additional Bonus
None None None Zero foreign transaction fee
Rewards
None  None 1% cash back per dollar spent 3% cash back on Travel and Dining, 2% cash back on gasoline, 1% cash back on everything else**

Features

Platinum
Low Rate Platinum 
Platinum Rewards 
Mastercard World 
Lowest APR
       
24/7 customer service
       
Dedicated account manager
         
Multiple payment options, including automatic debit, online banking, in a branch or by mail
     
1% cash back on purchases
       
2% cash back on gasoline purchases
       
3% cash back on travel and dining purchases
       
Zero Liability Protection
       
Identity Theft Protection
   
MasterRental Coverage
     
MasterCard Global Emergency Service
     

 Terms

Platinum
Low Rate Platinum 
Platinum Rewards 
Mastercard World 
Purchase APR: Go to rate(s): Variable
Prime + 5.74% to Prime + 13.74% (Based on credit score)  Prime + 2.99%  Prime + 9.74% to Prime + 15.74% (Based on credit score)  Prime + 9.74% to Prime + 15.74% (Based on credit score) 
Cash APR: Go to rate(s)
 21.00%  23.99%  21.00% 23.99% 
Balance transfer fee
3% 0% for the first 6 months, then 1%  3% 3% 
Minimum balance transfer fee
$10  After first 6 months, $10  $10 $10 
Cash advance fee
4%  4% 4%  4% 
Minimum cash advance fee
$10  $10 $10  $10 
Late fee
$25 for first occurrence in a six-month period; $35 for additional occurrences None - Account suspended after  missed payment $25 for first occurrence in a six-month period; $35 for additional occurrences $25 for first occurrence in a six-month period; $35 for additional occurrences
Return payment fee
$25 for first occurrence in a six-month period; $35 for additional occurrences $25 for first occurrence in a six-month period; $35 for additional occurrences $25 for first occurrence in a six-month period; $35 for additional occurrences $25 for first occurrence in a six-month period; $35 for additional occurrences
Overlimit fee
None None None None

Apple Pay is a trademark of Apple Inc. Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Google Pay is a trademark of Google LLC.

All credit cards are subject to credit approval. Ask for details. “Mastercard” and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. Certain restrictions, limitations and exclusions apply. Please consult your Guide to Benefits for specific benefit configuration

*Upon approval, a letter will be mailed acknowledging your new account. The rewards bonus period begins on the date of the new account letter and ends 90 days later. For details on the rewards program, please visit www.fidelitybank.myapexcard.com/apply and select Rewards Terms and Conditions. Rewards options are subject to change without notice.

**We group similar merchant category codes into purchase categories that are used to calculate the stated cash back rewards. We make every effort to include all relevant merchant category codes in the listed purchase categories. However, even though a merchant or the items that it sells may appear to fit within a purchase category, the merchant may not provide us with the merchant code that will fall within that purchase category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% cash back as any purchase where a merchant uses a category code outside of the eligible purchase category does not qualify for additional cash back.

***For details on the rewards program, please visit www.fidelitybank.myapexcard.com/apply and select Rewards Terms and Conditions. Rewards options are subject to change without notice.