Fully-insured deposits

Access millions in FDIC insurance for your business

We are serious about the financial security of your business and helping you protect your deposits. Our team is here to offer peace of mind, flexibility and returns with ICS®, the IntraFi Cash ServiceSM, and CDARS® through Fidelity Bank. Your business can enjoy access to multi-million-dollar FDIC protection on deposits placed at IntraFi network banks. And, because you work directly with just us, you avoid the hassle of managing multiple bank relationships.

Place funds into money market deposit accounts or CDs and:

  • Enjoy peace of mind. Funds placed through ICS and CDARS at IntraFi network banks are eligible for multi-million-dollar protection backed by the full faith and credit of the U.S. government. And as bank deposits, they are not subject to floating net asset values, liquidity fees, or money market mutual fund liquidity gates, so you can rest assured knowing that market volatility will not negatively affect your principal.
  • Earn a smart return. Put your organization’s deposits to work earning returns that may compare favorably to Treasuries and government money market mutual funds.
  • Manage liquidity. Enjoy access to funds placed into money market deposit accounts. With CD placements, select from multiple term options to meet your liquidity needs.
  • Get the transparency you want. Monitor ICS account balances and other key information online, 24/7 and receive detailed statements for balances held in money market deposit accounts and CDs.

Bank Safe, Bank Smart.®

Start earning a return for your business with fully-insured deposits from Fidelity Bank and ICS.

Call 1.800.542.8191 now.

Deposit placement through CDARS or ICS is subject to the terms, conditions, and disclosures in applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through CDARS or ICS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. IntraFi, ICS, CDARS, and Bank Safe, Bank Smart are registered service marks, and IntraFi Cash Service is a service mark, of IntraFi Network LLC.