Go From Parade to Purchase
Great loan options that will get you home
The Parade of Homes is the time for you to dream big. When you are ready to make the dream a reality, we are here. We have a team of experienced loan officers with access to more financing options and a hassle-free process from application to closing. Our consumer loan team also stands ready to help fund home improvement projects to make your current home like new.
When it comes to new home financing, we’re committed to finding the right loan for your situation.
Flexible loan programs
Every situation is different, which is why we offer a variety of loan programs that can be tailored to meet your needs. These include mortgages, bridge loans, land/lot financing and home equity lines of credit.
We offer more.
Mortgage loan options
With access to more loan options and a streamlined process, the Fidelity mortgage lending team will help you find the right loan for your situation. Options include:
- Conventional fixed rate loans
- Adjustable rate mortgages
- Federal Housing Administration (FHA), Veterans Administration (VA) and United States Department of Agriculture (USDA) loans
- Construction loans
- Temporary Buydown loans
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Bridge loans
You can leverage the equity in your current home, even if it is for sale, to help secure financing for your new dream house. Talk to a lender about a short-term bridge loan to get the cash you need for a down payment.*
*Subject to credit approval.Terms and conditions subject to change. Applies to owner-occupied primary residence only. Property insurance is required.
Land and lot loans
Have you found the perfect plot of land for your new home? We can help you lock in the location with a land or lot loan with a five-year amortization and an interest rate as low as 8.24% APR.**
**APR = Annual Percentage Rate. Applies to vacant land only. Subject to credit approval. Terms and conditions subject to change. 30% down payment required. Payments will be equal installments over the term of the loan. For example, the monthly principal and interest payment for a $10,000.00 loan at 8.24% amortized over five years would be $203.91.
Home equity lines of credit
If you’re inspired to up your curb appeal and reimagine what your home could be, we can help fund your projects inside and out. Apply for a home equity line of credit for up to 100% of your home’s value with only an appraisal fee and no closing costs.***
***This is a variable rate home equity line of credit, subject to credit approval. Current interest rates range from 8.50% APR to 12.25% APR, with a maximum of 18% APR. Applies to owner-occupied primary residence only. Excludes purchase money transactions. Property insurance is required. Appraisal fee ranging from $100 to $648 is required to be paid by customer. Possible fees: $30 if payment is returned for nonsufficient funds and $25 if credit line balance exceeds credit limit. Terms and conditions subject to change.
Financing your dreams
Whether you are ready to start building your brand new home or get moving on that major remodel, we have the right people to help you get the funds you need.
For all your lending needs, we stand ready to serve.