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ACH Education Archive: April 2020

Quarterly, EPCOR, the regional payments association for the Midwestern states, publishes a newsletter called “Payments Insider” with information, trends and other news of importance to people in the payments industry. As a member of EPCOR, we are able to share this newsletter with all of our customers.

4/1/2020

Terms and Conditions

“Bank” means Fidelity Bank. “You” and “your” mean the individual or individuals accessing or otherwise using the Website. These terms and conditions (this “Agreement”) govern your use of the Fidelity Bank Website (the “Website”). You accept and agree to all of the terms and conditions of this Agreement. Your acceptance is evidenced by your use of the Website. There are links to third party websites on the Website, which are unrelated to the Bank (“Third Party Websites”). If you access a Third Party Website by a link on the Website, you do so at your own risk. The Bank specifically disclaims any liability for any information or other material or products offered on any Third Party Website. The Bank makes no warranty, express or implied, regarding Third Party Websites, including reliability, accuracy or suitability for a particular purpose. The Bank provides the links to Third Party Websites as a convenience and does not endorse, sponsor or guarantee any of the information, products or services of any Third Party Website. You should investigate any Third Party Website with regard to its security features, as it may have different security and privacy policies from the Bank. Your use of the Website is at your own risk. Information transmitted or received through the Internet is subject to unauthorized interception, access, disclosure and corruption. The Bank disclaims any responsibility for your use of the internet or the Website. The Bank does not have a fiduciary relationship with you and is not providing any advice to you. The Bank does not warrant that the results of the use of the Website or the materials made available on or through the Website will be correct, accurate, timely, or otherwise reliable. The information provided in the Website does not constitute personal, financial, tax or legal advice. This Agreement is subject to change at any time, which changes shall be effective immediately. Notification of such changes are made on the Website or as otherwise determined by the Bank. This Agreement is in addition to any other agreements, disclosures or other documents in effect from time to time regarding any account(s) you may have with the Bank. The terms providing the most protection to the Bank shall control. This Agreement is subject to the Bank’s Privacy Policy. You should contact the Bank immediately if you believe you have been a victim of fraud or identity theft with regard to any account you hold with the Bank. This Website, its content, text and images are subject to a copyright by Fidelity Bank/Oklahoma Fidelity Bank . You may not copy, transmit, display, distribute, alter, or otherwise utilize this information in any manner without the prior written consent of the Bank. You may make copies for your personal use, provided the copyright/trademark is not altered in any way. You hereby indemnify and hold harmless the Bank, its successor’s and assigns, officers, directors, employees, agents, third party providers and attorneys, from and against any and all claims, demands, liabilities, losses, penalties and/ or damages, whether based in contract, tort, strict liability or otherwise (including, without limitation, direct, consequential, special and punitive damages) and expenses (including, without limitation, costs and expenses of litigation and reasonable attorneys’ fees), directly or indirectly resulting from your use of the Website or your breach of any of your obligations under this Agreement. The terms of this paragraph shall survive the termination of this Agreement provided however, you are not obligated to indemnify the Bank for any damages caused solely by the Bank’s gross negligence or willful misconduct. THE INFORMATION AND SERVICE PROVIDED ON THE WEBSITE ARE DISTRIBUTED ON AN "AS IS" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF TITLE, IMPLIED WARRANTIES OF MERCHANTABILITY, FREEDOM FROM VIRUSES OR OTHER HARMFUL CODE OR FITNESS FOR A PARTICULAR PURPOSE. THE BANK DOES NOT WARRANT THE OPERATION OF THE WEBSITE WILL BE UNINTERRUPTED, ERROR FREE, FREE FROM ANY OTHER PROGRAM LIMITATIONS OR AVAILABLE AT ALL TIMES. IN NO EVENT SHALL THE BANK BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES INCLUDING, BUT NOT LIMITED TO, LOST PROFITS (EVEN IF ADVISED OF THE POSSIBILITY THEREOF) ARISING IN ANY WAY OUT OF THE USE OR MAINTENANCE OF THE WEBSITE. This Agreement will be governed by the laws of the state of Kansas, regardless of where you reside. If any of the terms of this Agreement are invalid or changed by applicable law, then the remaining terms of this Agreement will not be affected, and this Agreement will be interpreted as if the invalid terms had not been placed in this Agreement. You agree that jurisdiction shall be exclusively in the State or Federal Courts located in Sedgwick County, Kansas. To ensure optimal access and functionality of our website and associated services, users are expected to meet the following equipment and printing requirements. Users must have access to a device such as a computer, tablet or smartphone with a modern operating system (e.g. Windows 10 or later, macOS 11 or later, iOS 14 or later, Android 10 or later); a stable internet connection with a minimum speed of 5 Mbps; and a supported web browser (e.g., Google Chrome, Mozilla Firefox, Microsoft Edge, Safari) updated to the latest version. User may need PDF reader software (e.g., Adobe Acrobat Reader) to view downloadable documents. A printer compatible with standard document formats and that is properly configured and connected to the device being used should be utilized to print documents or materials from the website. Users are responsible for ensuring their equipment meets these requirements. The Bank is not liable for any issues arising from inadequate hardware, software, or printing configurations. Rev 10/25

SMALL BUSINESS MOBILE BANKING

With the convenience of portable technology, business owners are breaking free from the tethers of traditional brick-and-mortar offices and finding new ways to work anywhere, at any time. We’ve paired our banking services with a robust mobile app to deliver maximum convenience and complete control in the palm of your hand.

3/20/2025

Extra Purchasing Power When you need it

We are committed to providing corporate credit card programs that help you take control of your spending and enhance your payments strategy. This includes introducing new features like temporary credit limit increases. Program administrators are now able to increase a cardholder's credit limit for a defined period of time. At the end of selected timeframe, the cardholder's credit limit automatically reverts to the original amount, making this feature easy to manage for program administrators  

EMV Chips

EMV, or chip, cards utilize a built-in chip that generates an encrypted one-time use code at the time of purchase, making the cards virtually impossible to counterfeit.

XS Savings - Worth It

Maybe it is an epic family summer vacation? A new set of wheels? Or, would you like the peace of mind of a secure financial future? This is all possible when you get serious about saving. There are many options to help grow your money. No matter what your plan is, it should include safe options like certificates of deposit, money market accounts and savings accounts.

Fund your summer

Here’s to summer! Whether you are embarking on a family vacation, eyeing a big purchase like an RV or tackling a major remodel, we are here to help you get the money you need to make the most of the season. Our lending team has the expertise to unlock your equity and fund your fun with a line of credit for up to 100% of your home’s value.

David Curry

Our mortgage lending team stands ready to provide you with more than a loan. We will lend you a guiding hand to help you purchase a home with confidence.

Office: 913-808-4009

User roles

Business woman shaking hands with clients

An overview of corporate user roles that control feature entitlements and dollar limits for one or more company users.

1/7/2021