Home Loans for Professionals
YOU'RE IN GOOD HANDS
5/29/2025Mortgage options for medical and other professionals
When you need good legal advice, medical care or other specialty services, you turn to trusted, highly trained professionals. We value all who have invested in their education and training to become doctors, lawyers and other certified professionals. To show our appreciation, we offer flexible home loan options with the following benefits:
- 7/6 adjustable rate loan term
- No down payment requirement on loans up to $850,000
- No private mortgage insurance requirement
- No consideration of student loan debt if deferred as little as one day after closing
Qualifying professionals
- Medical Resident
- Medical Fellow
- Medical Doctor (MD)
- Doctor of Dental Surgery (DDS)
- Doctor of Dental Medicine (DMD)
- Doctor of Optometry (OD)
- Doctor of Ophthalmology (MD)
- Doctor of Podiatric Medicine (DPM)
- Doctor of Osteopathy (DO)
- Pharmacist (RPh) – must have PharmD
- Doctor of Veterinarian Medicine (DVM)
- Certified Public Accountant (CPA)
- Chiropractor
- Attorney at Law
- Non-Medical PHD
Other requirements
- Loans for professionals are subject to approval.
- Qualifying home buyers must be licensed medical doctors, dentists or other professionals who are U.S. citizens or permanent-resident aliens with a minimum credit score of 720 and meet debt-to-income ratio limits.
- The property must be the buyer’s primary residence.
- Eligible properties include single-family detached homes, Planned Unit Developments or warrantable condos with compensating factors located in the Wichita, Kansas City, Oklahoma City and Tulsa metro areas.
- Loan fees include title search and insurance, recording fees, appraisal applications and standard lending fees.
- Loan requires an escrow account for taxes and homeowners insurance.
Let’s talk
You’re in good hands with our lending team. We’re committed to providing the best experience and most mortgage options. Contact one of our residential loan officers today.
